$$$$$$$$$$ Advice.

This is general advice, based on my lack of financial knowledge, growing up.

Having multiple sources of income gives you a buffer zone, in case something happens.

We should all take note of the events of the past couple of years.

My advice: Each pay period, arrange for 5% to be set aside for your Superannuation/Pension/Retirement.

Deposit a further 5% into a designated Online Savings account.

Save more $$$$$, by making all your meals, if time permits, cook/make and portion everything over the weekend, then freeze. That way you take it out and leave it somewhere safe to thaw.

You can save more $$$$$$$$, by not buying a hot beverage to drink during your commute.

The best hot beverage and food:

What we make ourselves.

I would also limit purchase of clothing and unneccessary items, wait until the sales, then buy.

Had I been given this information when I was under 25, my life would have been much different.

A suggestion: seek an income opportunity which can be used to save the funds.

I know that MCC is currently not operating, but in less than 2 years, I envisage a busy, $$$$$$$ fulfilling business.

Everyone who invests now, may end up gloating to those who don’t.

Please don’t have the same regrets I’ve had.

Life is an Amazing,



Self-Employment has many benefits. Please check out the below link.


Published by Mel's Customised Candles

I'm a Transfemale, whose life has not been great, lied to about various things. I've also been lied about, which is very unfair. Born & Breed in Sydney, New South Wales, Australia. Knew at 4, in 1970, that I was a gurl, but unable to do anything about it. Used & abused by others, including being molested from 6-14 by a relative, viciously assaulted, and left to die at 16, I was left infertile, & little interest in anything remotely physical. Wanted to be a Journalist, but because of assault, unable to continue my schooling. Because of molestation and assault, I have major trust issues. To keep the peace & make my father happy, did what he wanted, except join Defence Forces, Guns Scare ME. I have written & Self-Published 10 eBooks, Link below. I moved to Melbourne Australia February 2015, which has been good, thankfully I'm now settled in a great house with awesome housemates. My 2021 goal is to raise enough funds to finally undergo Gender Reassignment Surgery & Establish MCC. I plan to employ Humans & Train them in Transferrable Skills. I also plan to employ humans suffering from illness & disease. MCC will observe COVID safe practices long after they have been discontinued by others. All Team Members will be required to wear PPE when in Production area.

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